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The probability of attaining life-time financial success among middle income families and individuals ranges from being extremely challenging to virtually impossible. Why this is true has not been adequately explained. "Swindling Middle-America" thoroughly examines the issues related to this worsening situation, while exposing the largest obstacle to achievement of financial success by the middle class -- the various government entities of the Unites States. The book's analytically supported conclusions will permit the reader to fully understand the lack of opportunity afforded the average American in their search for long-term financial security. Importantly, the book transitions from "problem" to "solution" by conducting an examination of how the United States should proceed to change its political process to return the prospect for meaningful financial development to the average citizen.